Federal Government Employees
To start shopping, select how frequently you get paid below.
This allows you to:
- Pay for your purchases through payroll allotment
- See the correct price per paycheck while you shop
Active Military Members:
As of January 1, 2015 we are no longer able to sell to Service Members on Active Military Duty via payroll allotment.
Click Here for more information.
Item costs $329.99 ÷ 26 pay periods = $12.69 per payment with no added interest!
Low, convenient payments
No credit checks
Thousands of top name-brand products
PayCheck Direct® is an employee/member shopping program provided to you by your employer or membership organization. With PayCheck Direct, you can buy what you want now and pay for it interest-free over time with low, convenient payments.
When you purchase with PayCheck Direct, you can choose from thousands of competitively-priced, name-brand products including TVs, computers, electronics, furniture, appliances and more. Your interest-free payments are made automatically over 12 months. It's worry- and hassle-free, plus there are no credit checks, fees or finance charges.
PayCheck Direct is offered by Bluestem Enterprises, Inc., a subsidiary of national retail powerhouse Bluestem Brands, Inc. PayCheck Direct leverages this buying power to offer you a selection of quality name-brand products.
PayCheck Direct is headquartered in Eden Prairie, MN.
Easy, Affordable Shopping
When you shop PayCheck Direct, you’re just four easy steps to buying what you want!
Just add the item(s) you'd like to purchase to your shopping cart. (You'll see the full retail price of the item and amount you'll pay each payment.) Follow the easy checkout instructions and hit the "Place Order" button. Easy!
2. Eligibility Confirmation
We confirm that you meet our eligibility requirements and process your order. Simple!
3. Order Shipment
We ship your order directly to your home. Convenient!
4. Automatic Payments
Your payments are made automatically over 12 months. Hassle-free!
Your payments will have no interest and no fees. The automatic payments are based on the total number of pay periods you have per year. All purchases are paid off over 12 months.
Value & Benefits
Easy Shopping, Worry-Free Payments®
Major purchases are a fact of life, but paying for them can be stressful. Whether you need a new appliance or have your eye on a new TV or gadget, making these purchases with PayCheck Direct® is both convenient and economical.
With PayCheck Direct, you can purchase multiple items up to your Purchase Limit, which is determined by your annual salary. You then pay for your purchase interest-free over 12 months through easy, automatic payments.
Other PayCheck Direct benefits include:
- Interest-free purchasing
- No credit checks
- No down payments
- No finance charges
- No variable payments
- No hassles!
Because purchases made are interest-free, PayCheck Direct can also save you money, when compared to making the same purchase with a credit card and paying over time.